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Bankruptcy may sound like a scary word.  When many Americans think of bankruptcy, they imagine houses being seized.  They imagine public humiliation.  They imagine expensive bankruptcy attorneys. In actuality, bankruptcy often puts consumers in a more comfortable position than where they began. Additionally, bankruptcy isn’t always uncomfortable or humiliating.  Since the COVID-19 pandemic, most consumers…

On September 18, 2020, California Governor Gavin Newsom and the California assembly approved Assembly Bill 1885 (AB1885). This new assembly bill increased the homestead exemption to a maximum of six hundred thousand dollars. It brings good news for homeowners who will be filing or plan to file for chapter 7 bankruptcy. Now they can file…

Given the current ongoing pandemic, many businesses have shut down which has led to the unemployment of millions of people. The government stimulus checks were able to help citizens with some of their bills but not all; and since there are no current plans for another stimulus check, many individuals are overwhelmed and drowning in…

With the current climate of the COVID-19 pandemic and the economic recession that is taking place, debt relief is necessary. Millions of people lost their jobs and filed for unemployment.  As a result, more and more people are living off credit cards and incurring massive debt, causing them to seek the aid of a bankruptcy…

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